Hourly to Salary Calculator
Convert your hourly rate into weekly, biweekly, monthly, and annual salary. Add realistic assumptions like hours per week, weeks per year, paid time off, overtime, and more.
Hourly to Salary Calculator – Convert Your Hourly Pay into a Realistic Annual Salary
The hourly to salary calculator translates your hourly wage into weekly, biweekly, monthly, and annual pay—all with realistic options like overtime, paid time off, holidays, and unpaid breaks. Whether you’re comparing job offers, budgeting for the year, or planning benefits and deductions, this tool gives you a clear picture of total compensation under your specific schedule.
What This Hourly to Salary Calculator Does
Many conversions online assume a simple 40 hours × 52 weeks formula. That may be quick, but it ignores unpaid breaks, PTO, holidays, and overtime, which significantly affect annual totals. This hourly to salary calculator lets you set hours per day, unpaid break time, days per week, weeks per year, paid time off and holidays, and optional weekly overtime with multipliers (time-and-a-half or double time). The result is a more accurate view of your earning potential.
Why Converting Hourly to Salary Matters
- Compare offers apples-to-apples: A lower hourly rate with abundant overtime may out-earn a higher flat salary with no OT.
- Budget with confidence: Knowing an annualized figure helps with rent, loan approvals, and long-term savings plans.
- Negotiate benefits: Paid holidays and PTO are “hidden salary.” The calculator quantifies their effect on annual pay.
Basic Conversion Formulas
At the core, conversion is straightforward. For a standard schedule without overtime:
- Weekly pay = Hourly rate × (Paid hours per week)
- Annual pay ≈ Weekly pay × Weeks per year + (Paid days × Hours per day × Hourly rate)
The hourly to salary calculator applies these formulas dynamically after subtracting unpaid breaks and adding paid days (PTO and holidays). Overtime is layered on top with a multiplier.
Paid Time Off and Holidays: Real Money
Two offers can have the same hourly rate but different PTO/holiday policies. Ten paid days add the equivalent of two workweeks of income at your daily base pay. The hourly to salary calculator treats every paid day like a fully paid shift, increasing your annual total compared with a no-PTO scenario.
Unpaid Breaks: Small Minutes, Big Impact
Fifteen minutes off the clock per day adds up to 1.25 hours per week on a 5-day schedule—over 65 hours per year. By entering unpaid break time, the hourly to salary calculator avoids overestimating your pay.
Overtime Multipliers and Weekly OT
Overtime often pays 1.5× or 2×. If you regularly do extra hours, it can meaningfully change your annual number. Our hourly to salary calculator lets you set overtime hours per week and choose a multiplier, adding that premium on top of base hours.
Worked Examples
Example 1 – Straight 40-hour Week
Hourly: $25, 8h/day with 0.5h unpaid break, 5 days/week, 52 weeks, PTO 10 days, holidays 5, no overtime. Effective paid hours per day = 7.5, per week = 37.5. Weekly gross = $937.50. Annual gross adds paid days, ≈ $49,000–$50,000 range depending on day count conventions. The hourly to salary calculator computes this instantly.
Example 2 – Overtime Boost
Same as above, plus 5 OT hours/week at 1.5×. Weekly base = $937.50; OT = 5 × $25 × 1.5 = $187.50; Weekly = $1,125. Annual rises by ≈ $9,750 (excluding taxes), illustrating how OT can outweigh small differences in base rate.
Monthly vs Biweekly vs Semi-Monthly
Pay frequency affects budgeting. Biweekly (every two weeks) produces 26 paychecks/year; semi-monthly (twice a month) produces 24. The hourly to salary calculator shows weekly, biweekly, and monthly equivalents so you can compare apples-to-apples regardless of payroll cadence.
Pre-Tax Deductions (Estimates)
Insurance, retirement contributions, and transit benefits are often removed before taxes. You can simulate a flat weekly deduction and/or a percentage of gross weekly pay. The hourly to salary calculator displays an “after pre-tax deductions” estimate (not including taxes), which helps approximate take-home planning.
What About Taxes?
Tax systems vary by country and state. While this tool doesn’t compute taxes, you can combine it with your own research or a dedicated tax tool. Check official resources for withholding guidance or average effective rates. Useful starting points:
For a more granular estimate of net pay in your region, pair this hourly to salary calculator with your local tax tables and payroll rules or use our separate Tax Calculator.
Choosing the Right Weeks-Per-Year
“52” is common, but if your contract excludes certain weeks or you have seasonal schedules, modify weeks per year accordingly. The hourly to salary calculator adapts instantly.
Paid vs Unpaid Public Holidays
Some employers pay for national holidays; others don’t. Mark them as paid days to see their impact. With 10 paid holidays and a typical 7.5 paid hours/day, you effectively gain 75 paid hours annually—more than a week’s pay for many workers.
International Users and Currencies
You can change the currency symbol for clarity (visual only). If you’re comparing offers across countries, remember differences in statutory leave, public holidays, and overtime law. The hourly to salary calculator handles the math while you apply local rules.
Common Pitfalls When Converting Hourly to Salary
- Ignoring unpaid breaks: Overestimates pay if breaks are off the clock.
- Assuming 40 hours every week: Real schedules vary, especially with PTO and holidays.
- Forgetting overtime rules: Premiums can dramatically change annual totals.
- Confusing biweekly and semi-monthly: 26 vs 24 paychecks per year matters for budgeting.
FAQ Highlights
Is 2,080 hours/year always correct?
2,080 assumes 40 hours × 52 weeks with no unpaid breaks and no PTO. Many roles differ. The hourly to salary calculator adjusts to your specifics.
What if I have rotating shifts?
Estimate average weekly hours and overtime. If seasonality is significant, average across the year or re-run scenarios for peak and off-peak periods.
How do PTO and holidays translate into money?
Each paid day = (paid hours per day × hourly rate). Multiply by your number of paid days to see the annual effect.
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Tips for Negotiating Offers
- Ask for a breakdown of base hours, overtime policy, PTO/holiday count, and paid breaks.
- Confirm whether benefits (health, retirement match) are employer-paid—this is additional value beyond the number from the hourly to salary calculator.
- Consider commuting costs, remote options, training reimbursement, and career growth.
Why Use an Hourly to Salary Calculator Instead of Simple Multiplication?
Because real life isn’t 40×52. The hourly to salary calculator handles breaks, paid days, and overtime in one place, giving you a more honest annual figure and weekly/biweekly numbers for budgeting.
Final Notes & Disclaimers
This tool estimates gross and an “after pre-tax deductions” figure for planning (insurance, retirement). It does not calculate taxes; use official guidance or a tax-specific tool for that. Wage, overtime, and leave rules vary by country and state—always check your employment contract and local labor laws.
Sources & further reading: U.S. Bureau of Labor Statistics – Wages • OECD – Taxing Wages • IRS – Publications